Net Worth Calculator
Calculate your net worth in minutes. Add your assets (cash, investments, home, vehicles) and liabilities (mortgage, loans, credit cards) to get a complete snapshot of your financial health.
Assets — What You Own
Liabilities — What You Owe
What Is Net Worth?
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the most comprehensive single measure of your financial health.
Frequently Asked Questions
What is the average net worth in the US?
According to the Federal Reserve’s 2022 Survey of Consumer Finances, the median net worth of US households is around $192,700. Averages are much higher due to the wealthiest households skewing the data.
How can I increase my net worth?
Increase assets (save and invest more), decrease liabilities (pay down debt), or both. Consistent retirement contributions and homeownership are the two biggest net worth builders for most households.
Is home equity counted in net worth?
Yes. Home equity (your home’s value minus the remaining mortgage) is typically the largest single asset for most middle-class households and is included in net worth.
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